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Personal Credit

Personal credit

Discover a quick, easy, safe and complete personal loan for various uses. Use our personal credit simulator and do your calculations. Finally, you can apply for a personal loan online up to €250,000 if you have a MoneFores account

Amount up to 250.000€

3 to 300 Months

Fixed costs and monthly payments

At MoneFores, apply for your personal loan online now and you will have an answer in just 24 working hours.If approved, we will credit the amount within 48 business hours. Give wings to your dreams and order online now now.

Online personal credit simulator.

Use the personal credit simulator to calculate the value of your loan, adjusted to your needs.

Simulating your personal loan online is simple, fast and you can apply for between €2,000 and €250,000, with repayment terms from 3 to 300 months.

Fixed TAN of 3% for individuals in need of a personal loan.

We respond to your request within 24 working hours and, if approved, we will credit the amount to your account within 48 working hours.

1. Credit Type
2. Choose the amount and payment deadline
3. Do you already have a MoneFores account?

The customers we know best, because they have a bank account at MoneFores, benefit from a discount on the interest rate (TIAN) of 1%.

4. Would you like to include the expenses associated with the process in your credit?
5. Would you like to take out Credit Protection Insurance?

More than 85% of our digital customers have insurance covering unemployment, death or absolute and permanent disability. Protect your family.

Summary of the simulation

Monthly payment

0

TIAN: 3.00 %

Term: 0 Months

Amount To Request:

0

Credit documentation fees

0

Stamp duty

0

Stamp duty on the use of credit

Total insurance premium

0

Total Amount of the Loan

0

Credit documentation fees

0

Stamp duty

0

Stamp duty on the use of credit

Total insurance premium

0

Amount to be made available on the account:

Total amount invoiced to the consumer (MTIC) :

Online personal credit, fast and easy.

Discover, step by step, how to simulate and apply for your Personal Credit online.

Simulate

Use our personal credit simulator.

Ask

Apply for your personal loan online.

Approve

Response within 24 working hours. Money to the account within 48 working hours.

Discover the best personal credit for each goal.

Health

Up to €30,000
Take care

Works

Up to €75,000
At work

Renewable energy

Up to €30,000
Create a more sustainable world

Education

Up to €20,000
Invest in knowledge

Other projects

Up to €75,000
Give wings to your dreams

Documents required to apply for personal credit

For a faster analysis and approval of your personal credit, make sure you have all the documents.

  • The citizen's card;
  • The latest statement from the IRS;
  • The last 3 pay slips (if you are an employee).

    In the case of a salary domiciled in Novobanco and when applying for personal credit online, no documentation is required.

PERSONNAL CREDIT

At MoneFores, you will find
the payment adapted to
your projects

Apply for a personal credit online

Need help with personal credit?

Personal credit is intended to finance the acquisition of goods and services, such as household equipment or education and health services. It can also be rented without a specific purpose. This is a credit agreement in which the amount, duration and method of repayment of the loan are defined in advance.

It's simple and fast!
  1. Simulate and find the solution that suits you, from €2,000 to €250,000, with durations from 3 months to 300 months.
  2. Start your personal loan application online and, if necessary, make a contact request.
  3. Approval within 24 working hours. Once approved, receive the money in your account within 48 hours.

Before taking out a consumer loan, the bank's client must evaluate the impact of the monthly payment on the family budget and compare different credit options.

It is important that the bank's client provides truthful and complete information to the financial institution and clearly indicates the purpose of the loan he intends to take out. The different types of consumer credit have different characteristics and associated costs.

Before taking out a loan, you have the right to be informed, in a clear and complete way, of all the loan conditions in order to be able to correctly compare the different offers and make an informed decision. The interest rates and fees of the various proposals must be compared according to the annual percentage rate. This information is contained in the standardized information sheet on consumer credit.

It may take up to 24 business hours for personal credit to be approved. Apply for your personal loan online with an immediate response within 24 working hours.

Yes. MoneFores offers the possibility of financing the initial costs associated with personal loans, which allows you to have an amount available for the objective you have contracted, equal to your financing request.

Yes, provided that you are a MoneFores customer and that you have access to MoneFores Online. The entire process takes place online and the customer, in case of approval, does not need to go to the counter.

The Credit Protection Insurance is optional and, by subscribing to it, you can benefit :
  • Full payment of the credit in the event of death or absolute and permanent disability ;
  • Payment of benefits in case of temporary incapacity ;
  • Payment of benefits for a maximum period of 6 months in the event of involuntary unemployment ;
  • Payment of installments, for a maximum period of 6 months in case of salary arrears ;
  • The value of the insurance premium is financed and diluted in monthly installments, making the effort lighter.

Fraud prevention: The identifiers and access codes to your Internet banking account are strictly personal. Do not disclose them to anyone, even if this individual presents himself as a banking advisor, or any other organization. Keep them safe.